Credit from Switzerland for Germans.

With current information, we support your loan search for the right Swiss loan. It is only about the real estate loan from Switzerland. Unfortunately, the USD destroyed the long-term attractive credit model.We provide you with up-to-date credit information for a private credit checker-free international loan. Right from the start, at banks in Switzerland, you will no longer discover the loan for Germans without private credit checker.

Traditional financing offers

Credit from Switzerland for Germans - traditional financing offers

Credit from Switzerland is known to Germans for two reasons. Swiss credit without private credit checker has been offering Germans a refuge for small loans for almost 50 years. Those interested are those interested in credit whose private credit checker credit rating is characterized by a negative characteristic. The second reason was, until around 2012, the low-interest real estate loan from Switzerland. The real estate loan in foreign currency (Swiss Francs) brought interest and credit advantages.

Only briefly. The risk of taking out the foreign currency loan was manageable in times of strong DM. Given the butter-soft USD, a foreign currency loan would be more like “financial suicide” than solid real estate financing.

If you are looking for a loan from Switzerland for Germans today, you can expect a loan without private credit checker. There have also been changes in loans without private credit checker: No credit institution based in Switzerland has been issuing traditional small loans without private credit checker since 2009. The reason for this is a decision by the highest judge. Foreign banks are no longer allowed to grant private credit checker-free loans to Germans without special authorization. (Az. 8 C 2.09).

Credit without private credit checker of the present

Credit without private credit checker of the present

According to the judgment, bank loans free of private credit checker had practically disappeared from the credit market. It is only since 2010 that borrowers who want to completely exclude private credit checker from their loans have been able to access reputable international loans again. It comes from the Sigma credit bank in Liechtenstein. Compared to the past, the credit volume and especially the information policy have changed.

Classic credit from Switzerland for Germans was often caught in the crossfire of the media. In principle, today’s credit bank has nothing to do with all media scandals. It was always credit brokers who were pilloried for unfair practices, then as now. With a transparency offensive, Sigma Kreditbank wants to put an end to unfair traders.

No one is dependent on half-truths about intermediaries if the real facts are known everywhere. This was not the case with the previous loan from Switzerland for Germans. Loans without private credit checker of the present is a “fair play” loan. This means that the bank only grants credit prospects who demonstrate their creditworthiness for lending according to a clear scheme. Borrowers who cannot meet the requirements in detail do not get a loan.

General requirements – private credit checker-free international credit

General requirements - private credit checker-free international credit

Loan without private credit checker from Liechtenstein is a loan in which private credit checker remains completely excluded. It is neither asked for a credit check nor is credit granted to private credit checker. This makes the loan model the same as the classic loan from Switzerland for Germans. private credit checker-free employee loans without guarantors of USD 3500, USD 5000 or USD 7500 are granted.

The creditworthiness for lending is checked in each individual case. Contrary to its media reputation, credit without private credit checker is not a credit without creditworthiness or without proof of creditworthiness. Serious credit opportunities are given to employees who are subject to permanent social security contributions and who can actually afford their credit. Lending is excluded in the event of over-indebtedness, attachment or assignment of wages as well as entries in the public debt register.

What exactly does the bank expect?

What exactly does the bank expect?

Modern private credit checkerfree credit is secured, just like the previous credit from Switzerland for Germans, exclusively through the income from work. The requirements for the net income and the employment contract are determined by the loan amount and the number of dependent persons. The lowest hurdle awaits singles without maintenance for 3500 USD credit.

In this case, an uninterrupted period of service with the current employer of 12 months is sufficient. Proof of this would be $ 1,150 monthly net working income. In the case of a dependent, it would be 1,600 USD for two 1,850 USD for three 2,150 USD. If 5000 USD are to be applied for without private credit checker, the single must prove 36 months of uninterrupted service.

To prove income without maintenance obligations, 1,600 USD net would be necessary. With a dependent person 1,900 USD for two 2,250 USD and three 2,600 USD. For the 7500 USD credit option without private credit checker, 48 months of uninterrupted service should be proven. The proof of income staggered from 1,800 USD for the single. With a dependent person 2,100 USD, with two 2,500 USD or three dependent persons 2,900 USD net.

Conclusion – credit from Switzerland for Germans

Conclusion - credit from Switzerland for Germans

Credit without private credit checker from Switzerland for Germans is a thing of the past. The current loan offer comes from Liechtenstein. Thanks to a clear information policy, unlike the previous loan from Switzerland for Germans, everyone can realistically assess their credit opportunities.

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